Some strict legal provisions have been made under the Colorado worker’s compensation laws to ensure financial protection to those employees who get injured while at job or suffer from diseases caused by hazardous factors present at the place of work. Because of the disability caused by job-related injuries or illnesses, employees often cannot return to work temporarily or permanently. In such cases, the state laws have made it mandatory for the employer to provide monetary compensation to those employees; the amount of compensation must be sufficient enough to cover the resulting medical expenses as well as the lost wages resulting from the disability caused by work-related injuries.
California Worker’s Compensation Laws
January 4, 2011 By
California worker’s compensation laws are applicable since the year 1913 when the Boynton Act was first enacted. However, it was since 1917 when the state government made the compensation coverage mandatory for the employers. As per these laws, when job-related injuries or illnesses result in temporary or permanent disability for employees, they are entitled for compensation from their employers. The amount of compensation does not just cover the medical expenses but also the wages loss thus caused. Unlike the majority of other states in the United States of America, California does not even require an injured employee to sue the employer in a court. The provisions of the state laws have been designed in such a way that ensures immediate medical and financial benefits to the injured employees. Following is a brief rundown on some of the major aspects of these laws.
Arkansas Worker’s Compensation Laws
January 3, 2011 By
Arkansas worker’s compensation laws have been designed specifically to protect the rights and interests of both the employees and employers in cases where an employee gets injured at the workplace. As per the laws, the injured employee has the right to get compensated for the injuries and the resulting financial loss. If the employer does not agree to give any monetary compensation or tries to give a lower amount of compensation than expected, the employee has the right to sue the employer for this. It is very important for you to keep in mind that the laws regarding worker’s compensation vary significantly from one state to another. If you are living in the state of Arkansas and want to make the best use of legal rights in these types of cases, you must have a thorough understanding of the state laws. Following is a brief rundown on it.
Arizona Worker’s Compensation Laws
January 2, 2011 By
Arizona worker’s compensation laws have also been designed with an objective to protect the rights and interests of both the employees as well as the employers in cases where an employee asks for compensation claiming the injured caused to him or her are work-related or have been caused by factors, which the employer is responsible for. If the claim is a genuine one, the Arizona laws ensure an appropriate amount of compensation to the injured employee. On the other hand, if it is determined that the injuries suffered by the employee are not work-related or that the employee is filing a false claim, the claim is denied. The laws also provide an option for the employer to obtain a worker’s compensation insurance policy that should cover the compensation payments wherever applicable. However, if we look at the overall laws, it can be said that the Arizona laws are in favor of the employees, as the laws prefer that the compensation must be rewarded to the employee on a no-fault basis, which means if the employee has got injured at the workplace, the compensation must be issued to the employee regardless of the fact that who was at fault – the employee or the employer.
What Does A Worker’s Compensation Claim Adjuster Do?
January 1, 2011 By
The main task of a worker’s compensation claim adjuster is to make a determination regarding the claim by receiving and organizing all necessary documents associated with the employee and the injuries suffered by him or her. If you have got injured while on job, you have the legal right to ask for monetary compensation from the employer, which is basically provided to cover the medical expenses thus caused. However, in extreme cases, where the injuries result in temporary or permanent disability, the compensation amount may also include a part of the regular monthly salary to cover the other monthly expenses of the employee’s household. There is a set procedure that a person has to follow in order to file a worker’s compensation claim. When it comes to making claim determination, the adjuster must abide by the company guidelines. However, it is very important for you to keep in mind that the duties of the adjusters and the guidelines that they follow may vary significantly from one company to another.
Comparing Different Worker’s Compensation Insurance Policies
December 30, 2010 By
When it comes to comparing different worker’s compensation insurance policies, there is a wide array of factors that you need to take into your careful consideration. Though these types of insurance policies are required in every state of the United States of America, since the rates and the types of coverage depending upon the nature of the claim filed, one has to be very careful while choosing the right policy. It always pays to do a thorough comparison shopping before signing up with a specific policy. The market out there is very competitive. Therefore, if you invest some quality time and do a thorough research, there is no reason why you should not be able to find a good deal in worker’s compensation coverage for your employees.