Things To Consider While Making Insurance Claims In Car Accident Cases
Friday, July 2nd, 2010When you unfortunately meet with a car accident and are of the opinion that it is the other person’s fault due to which the accident happened, you shall ideally take the services of a car accident attorney. And, if you have received injuries due to the accident, you might also require the services of a personal injury attorney. Though both are specialists in their own work domains, you can save on your expenses if you can find an attorney who can handle both-the claims for personal injuries sustained as well as damages for the car.
After you have met with an accident it is imperative to check whether the other car is covered for the accident insurance or not. Also, check whether the insurance cover is sufficient or not. In case you find that the other person is either not insured or is under-insured, you can also make a claim to your own insurance company. But, it would be unwise to assume that your insurance company is going to honor all the claims easily. They are at their courteous best when they have to sell their product but when it comes to giving claims money, the going will not be easy. So, what shall be done to win the rightful claims from the insurance companies? Here are some tips:
1. Get yourself examined by a doctor after the accident. This is required even if you are not injured. The medical report of the doctor form the basis of claims and is also of great use to the car accident attorney for future litigation purposes.
2. Call the police. This will further substantiate your case. It will also help to contact the other party’s insurance company, if he/she is reluctant to do the same.
3. Take the pictures of the damage done to the car and the nearby surroundings. Take as many pictures as possible and from the correct angles.
4. Gather as many witnesses as possible from the accident site to prove your case that the accident was due to the other person’s fault.
5. Do not allow for recording of your statements on telephone and without the knowledge of the vehicle accident attorney.
6. Do not settle for the sum of money that the insurance compnay might offer without consulting the car accident attorney since it might be far less than what you can get.
So, it is advisable to go along the whole process of getting the claims from insurance company with the help of an experiences car acident atorney who has handled a good number of cases in the past.