If you are filing under chapter 7, you will end up getting most of your debts discharged but only after most of your assets are sold off (liquidated). The state of Georgia however offers some relief for the person who is getting bankrupt by allowing him/her to exempt properties up to a certain limit. But, considering the complexities involved with these laws, it is often better to get help from an experienced Atlanta bankruptcy attorney. Even if you are not living in Atlanta, as long as you are residing in the state of Georgia, you can have an Atlanta lawyer as your legal representative.