The Massachusetts bankruptcy laws are the specific sets of rules that are used to handle various bankruptcy cases of the permanent residents of the state. However, the laws also allow you to use federal supplemental exemptions in conjunction with the state specific laws. In addition, you are also allowed to substitute the state specific exemptions with the federal exemption sets. The Massachusetts bankruptcy district courts are located at three places – Boston, Springfield, and Worcester. However, the counties of jurisdiction include all the places of the state.