Texas workers compensation laws do not make it mandatory for all employers to carry occupational injury insurance coverage. There are however still some exceptions, such as construction contracts for governmental entities; in such cases, the insurance requirements are mandatory. But, workers have the legal right to file compensation claims if they think they have a genuine case and the employer is still refusing to pay monetary benefits. Awareness about the laws is very important when it comes to protecting your legal rights and interests. Following is a brief rundown on some of the major aspects of the laws that you must be well aware of.